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Seasons Greetings
We would like to take this opportunity to wish all our readers a happy and safe Christmas and a very prosperous New Year!
Austral’s Christmas and New Year Closure Dates: Closing 20th December, 2013. Re-opening 6th January, 2014.
Austral specialises in offering residential home and investment loans as well commercial finance and development. Free Residex Reports on property values are available for our customers!
Tips for paying off your home loan sooner
Are you taking full advantage of current low interest rates?...

Right now is a great time to take advantage of low interest rates and pay some serious chunks off your home loan.

If you have an offset mortgage you can be building up funds in your offset account which can be further reducing you payments.

In this month's Austral mortgage blog we've put together a great page of tips to pay off your home loan sooner...

... there's even tips on how to use your credit card wisely to make the most of the free points on offer. Read the full blog here
How are you saving for your deposit?

First Home Saver Accounts were designed along the lines of term deposit accounts. They have fairly tight restrictions for eligibility, and criteria around the minimum you must deposit into the account annually as well how long you need to keep the account open.

But, on the plus side, they offer generous financial incentives. The Government will pay a contribution towards your savings (up to a limit each year) and it also offers concessional tax rates on these accounts.

So is this a good option for first time buyers? Read more here

Thanks for a Fantastic Year
Here at Austral Mortgage 2013 has been a fantastic year - our re-brand and new website has received great feedback from many long standing clients.

We really appreciate your business over this and previous years and look forward to helping you make the right decisions with your home and commercial loans next year.

Until then we wish you a happy and relaxing festive season

Happy Holidays from all of us at Austral Mortgage.
Austral Mortgage Corporation Pty Ltd | 1300 30 30 99 | Level 16 / 15 Castlereagh St, Sydney NSW 2000 Australia
Australian Credit Licence No: 392204 | MFAA Member No: 42 | COSL Member No: 400028
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